Every project under the fiscal sponsorship of Jewish Creativity International is responsible for being familiar with the information below, and for complying with its requirements.

How does fiscal sponsorship work?

Jewish Creativity International, also known as the Center for Jewish Culture and Creativity, receives the money donated or granted to your project, and “re-grants” the money to you by paying your invoices.

Why use a fiscal sponsor?

It allows your donors to receive a tax deduction for donations, and it qualifies you for grants available only to tax-exempt organizations under section 501(c)(3) of the Internal Revenue Code.

What does it cost?

JCI’s fees amount to 5% of the funds we receive for the benefit of your project. There may also be extra fees assessed by partner organizations for certain services such as online fundraising. JCI may also require payment for specific tasks such as overnight wire transfers, or preparing special financial reports or other documents. You don’t owe us anything until JCI receives money in support of your project.

Does fiscal sponsorship make my project a 501(c)(3) organization?

No. You may indirectly receive some of the benefits of JCI’s tax-exempt status, but your project can become a 501(c)(3) only if and when the Internal Revenue Service issues you a letter which determines that you qualify.

How do I obtain fiscal sponsorship by Jewish Creativity International? ?

Send an email to contact@jewishcreativity.org describing your project, and request information about applying. The application process includes a brief Zoom interview.

How do I get the money that is donated?

By using the money to pay for your project’s expenses.

Can you also receive fees that my project earns and add them to my “account”?

Not usually. Our main purpose as fiscal sponsor is to process larger grants and contributions, those of at least $250. Payments to you for services you provide – i.e., earned income – should go directly to you.

Can you just send me my money in a lump sum so I can pay my expenses directly?

No. Because the grants and contributions are made payable to Jewish Creativity International, we’re responsible to the funders for how the money is spent. Specifically, we need to be able to demonstrate that the money was used for appropriate tax-exempt purposes, and in case of grants, that the terms of the grants are being fulfilled. That’s why your expenses must be paid from your project’s account at our partner organization, Ribbon.

How do I set up an account with Ribbon?

When your JCI fiscal sponsorship takes effect, you’ll receive a personalized invitation from Ribbon to set up your account. Ribbon can provide Customer Support for that process.

Where should my grants and donations be sent?

To Ribbon, payable to Jewish Creativity International. The fastest and most secure method is by Electronic Funds Transfer (EFT) or by wire, initiated in your Ribbon account. Within Ribbon, you create a Donation Request with a unique account number and routing number. If a donor wishes to send funds by postal mail, Ribbon can provide you with the address. Do not ever tell a donor or grantor to send money to JCI. If a grant or donation comes to us, there will be a lengthy delay before the funds are available in your Ribbon account.

Please note: in the case of a wire transfer or EFT donation from a Donor Advised Fund, make sure that the sender provides the name and address of the individual donor(s) who advised the grant. We need that information for our records.

What about people who want to donate by credit card, online?

In Ribbon you can create customizable Giving Forms with your logo and colors. Ribbon will provide you with an embed code to place on your website, or to create a campaign page that you can share via email, social media, or a QR code. Credit-card donations are subject to Stripe processing fees of 2.2% and $0.30 per transaction, in addition to JCI’s 5% fee.

Do you accept credit-card donations any other way?

Some projects under JCI’s fiscal sponsorship use a platform called FundRazr to receive credit-card donations. Their fees amount to 5%, over and above JCI’s 5% fee. To avoid donors paying unnecessarily high fees for credit-card donations, JCI recommends that amounts above $250 be donated via Electronic Funds Transfer or by check.

Where should invoices be sent?

Invoices from your vendors and contractors should always be submitted to you, since the goods or services are being provided to you. After you receive an invoice, you’ll need to create a New Bill Pay Request in your Ribbon account. You should never suggest that an invoice be addressed to Jewish Creativity International or to Ribbon.

If I have an employee, does that person become JCI’s employee?

No. You can use money donated to JCI by your funders to pay their wages, but if there is an employment relationship, it’s between you and them.

Are any forms needed, besides the invoice, to make a payment?

When a vendor is an individual, a partnership, an LLC, or a US corporation, a signed IRS Form W-9 from the payee is required. (For persons who don’t reside in the United States, it would be Form W-8.) The forms are available for download at irs.gov. We can’t pay any individual for their services unless we have their W-9 or W-8 on file.

15. How do I find out my how much money is in my “account”?

You can find all of your financial information by checking your Ribbon account.

How will I know when my grants and donations come in?

You can always check your Ribbon account to see if a check is in process or if it has been posted to your account.

Sometimes nonprofits “thank” donors by sending them a small gift, like a totebag or tickets. Can I do that, as an incentive to get donations?

You can sometimes do that with online donations through FundRazr, but *not* for a donation by check or funds transfer to Jewish Creativity International via Ribbon. JCI accepts only donations which are 100% tax-deductible.

When I solicit grants and donations, am I the applicant or is JCI?

Since the funds will be paid to JCI, the legal applicant is Jewish Creativity International – on behalf of your project, of course. If you apply in your own name, the donation would not be tax-deductible, and the application might not meet a foundation’s eligibility requirements.

How do I explain to donors why they are paying their grants or donations to JCI rather than directly to me?

You can tell them that contributions made directly to your project are not tax-deductible, because the project does not have tax-exempt status by itself in the eyes of the Internal Revenue Service. Jewish Creativity International—a tax-exempt, nonprofit organization—serves as your fiscal sponsor so that donors can support your work and also receive a tax deduction.

What if they need some documentation of JCI’s nonprofit status?

Send them a copy of our Determination Letter, the official statement by the IRS of our tax-exempt status. There’s a link to that letter at the bottom of every page on our website. It explicitly says that “grantors and contributors may rely on this determination.” You may also want to reinforce the connection by identifying Jewish Creativity International as your fiscal sponsor on your website and in your fundraising materials.

Does Jewish Creativity International have direct contact with my funders?

No, not usually. Normally the relationship is directly between the funder and the project.

Can you help me with fundraising?

No, we can’t. That’s not our role. Of course we’ll help you comply with the specific procedures of foundations when needed, but we are not in a position to suggest possible funders for your project. Our services are limited to our duties as your fiscal sponsor. Understandably, you’d want to ask us to suggest donors you might approach, but if you do, you will be disappointed.

We work with a partner organization that provides guidance (for a fee) about structuring fundraising campaigns. They do not offer leads to donors, but if you’re interested in campaign strategies, write to us for more information: contact@jewishcreativity.org .

Can you help me with my business plan or strategy?

We can offer advice about best practices and suitable strategies on an informal basis, but of course it’s up to you to make any decisions. You’re entirely responsible for all your project’s business decisions.

What’s the difference between Jewish Creativity International and the Center for Jewish Culture and Creativity?

We do business as Jewish Creativity International, which is our brand identity. Our legal corporate name is the Center for Jewish Culture and Creativity, and many directories still list us by that name. That’s also the name we use for government filings and some legal documents. They are two different names for exactly the same entity.

How do I sign up for fiscal sponsorship?

By signing a simple, 2-page Fiscal Sponsor Agreement which we’ll prepare once you and we agree to work together. When you sign that Agreement, you will be bound by the rules and procedures described in these FAQs.

How would my project, or JCI, terminate the fiscal sponsorship if we wanted to?

JCI may, in its sole discretion, terminate a fiscal sponsorship, with or without advance notice, for any reason or no reason.

Otherwise, a sponsorship effectively ends when all the money in your restricted fund has been spent. If, for any reason, you want to end the relationship before that happens, we’ll work out a mutually agreeable exit plan. That’s essential because, without an agreed-upon process, JCI would be obligated to return any unspent funds to the donors. No one wants that to happen.

Founded: 1990

Federal ID Number (EIN): 95-4328467

Website: www.jewishcreativity.org

Email: contact@jewishcreativity.org

Telephone: (310) 652-5163

Mailing Address: 2248 Broadway, #1559, New York, NY 10024

Leadership: Bob Goldfarb, President, bob@jewishcreativity.org